|
Rates - Loans and Credit Cards
- Effective
|
Description |
Best APR*(a) |
Term*(b) |
| New Auto |
2.75%*(c) |
Up to 60 months
other rates & terms available |
| Used Auto - Up to 7 model years old |
2.75%*(c) |
Up to 60 months
other rates & terms available |
| Contemporary Auto - 8 to 25 years old |
8.45% |
Up to 24 months
other rates and terms available |
| New Motorcycle, Jet Ski & Snowmobile |
7.25% |
Up to 36 months
other rates & terms available |
| Used Motorcycle, Jet Ski & Snowmobile |
7.75% |
Up to 36 months
other rates & terms available |
| New Boat |
6.50% |
Up to 36 months
other rates & terms available |
| Used Boat |
8.00% |
Up to 36 months
other rates & terms available |
| New Recreational Vehicle |
7.25% |
Up to 36 months
other rates & terms available |
| Used Recreational Vehicle |
7.50% |
Up to 36 months
other rates & terms available |
| Personal Loan |
10.25% |
Up to 60 months |
| Visa Classic |
13.92% |
|
| Visa Gold |
12.96% |
|
| Visa Platinum |
7.75%*(d) |
|
| Visa Platinum Rewards |
9.75%*(d) |
|
| Secured Visa Classic |
15.00% |
Revolving |
| Line of Credit/Overdraft Protection |
14.00% |
N/A |
| Certificate Loan |
Dividend Rate Paid on Account Plus 2% |
Up to maturity date of certificate |
| Savings Secured Loan |
Highest Dividend Rate Paid on Regular Savings Plus 2% |
Up to 60 months |
Rates - Savings and Checking - Effective
|
Description |
Average Daily Balance |
Dividend Rate |
APY*(e) |
|
Regular & IRA Savings |
$100 - $2,500 |
0.050% |
0.050% |
|
Regular & IRA Savings |
$2,501 - $10,000 |
0.200% |
0.200% |
|
Regular & IRA Savings |
$10,001 - $25,000 |
0.350% |
0.351% |
|
Regular & IRA Savings |
$25,001 - $50,000 |
0.450% |
0.451% |
|
Regular & IRA Savings |
$50,001 - $100,000 |
0.550% |
0.551% |
|
Regular & IRA Savings |
$100,001 and above |
0.600% |
0.602% |
|
Checking |
$100 - $9,999 |
0.050% |
0.050% |
|
Checking |
$10,000 and above |
0.100% |
0.100% |
|
Term |
Certificates *(f) |
|
|
|
3 Months |
$500 - $49,999 *(g) |
0.230% |
0.230% |
|
6 Months |
$500 - $49,999 |
0.330% |
0.331% |
|
12 Months |
$500 - $49,999 |
0.490% |
0.491% |
|
18 Months |
$500 - $49,999 |
0.590% |
0.592% |
|
24 Months |
$500 - $49,999 |
0.690% |
0.692% |
|
36 Months |
$500 - $49,999 |
1.010% |
1.015% |
|
48 Months |
$500 - $49,999 |
1.400% |
1.410% |
|
60 Months |
$500 - $49,999 |
1.640% |
1.653% |
|
N/A |
Tax Deferred $5,000 Min. |
0.490% |
0.491% |
Rates are subject to change without notice.
|
*(a)
|
APR = Annual Percentage Rate |
| *(b) |
Rates vary with term. |
| *(c) |
Includes 0.25% rate reduction for direct deposit to a Sea West checking account and automatic loan payments, or use of SeaPoints. |
| *(d) |
Adjustable Rate, changes monthly
Rate is based on Prime Rate PLUS 4.00% margin for Platinum and 6.00% margin for Platinum Rewards.
Prime Rate as of
is
%
Rates subject to change without notice |
| *(e) |
APY - Annual Percentage Yield.
Dividend rates may change after account opening. Fees may reduce earnings. |
*(f)
*(g)
|
An early withdrawal penalty equal to the amount of 30 to 90 days interest will be assessed if funds are withdrawn prior to certificate's maturity
For deposits of $50,000 or more call us at the number below for the current rate.
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