Mortgage Loans

Dream Big…Jumbo Home Loans Now Available


If you’re in the market for your first or next home, a 30-year Fixed Jumbo Home Loan from Sea West can help make your dreams come true.


A Jumbo home loan up to 3 million dollars with a 30-year fixed mortgage rate allows you to stick to your monthly budget, meaning that for the life of the loan, there will be no surprises or increases when it comes to your interest rate, so you can focus on how to make your home truly yours. Plus, there are no pre-payment penalties!


Jumbo loans can be used to either purchase or refinance your home from another lender.


Get started now by calling our Real Estate Loan Department at 800-732-9378, Option 2.


VA Home Loans


Now is a great time for servicemembers to refinance or purchase a home. With mortgage rates
continuing to hover at all-time lows, it’s possible for those with good credit and income to
purchase a great home.


One of the unique benefits afforded to military personnel is access to the Veterans Affairs
Home Mortgage Loan program. This program offers tremendous mortgage benefits to
active-duty servicemembers, veterans, and some surviving spouses. A VA home loan can be
used for a number of purposes, including purchasing, refinancing a current mortgage, repairing or improving your existing home, or installing home efficiency measures.


VA Home Loan Program Benefits:


  • Up to 100% Financing (Refinance or Purchase)
  • Jumbo loan amounts up to $1,500,000 (in high cost areas such as the Bay Area)
  • Available Nationwide
  • Guaranteed by the Veterans Affairs
  • Loans are Assumable
  • Great Rates


Starting the Process:


You can begin the application process by immediately contacting our Real Estate Department at
1-800-SEA-WEST (800-732-9378), Option 2.


Our staff will even assist you, at no charge, to obtain your Certificate of Eligibility (COE). This document will verify that you’re qualified for the program and outline your benefits level.


Conventional Mortgage Loans


Looking to purchase or refinance a home? If you plan to buy a new home or want to refinance your current home loan, start with Sea West.


We can arrange a 15 year, 20 year or 30 year fixed rate, first trust deed mortgage up to $650,000 for owner occupied homes, second homes or rental property in all 50 states.


Plus, we can help you get a great rate on Homeowner’s Insurance. Exclusively for credit union members like you, the Home Insurance Program provides affordable top-quality protection for your home. This valuable coverage can help you protect your family’s home and personal belongings. You’ll also have access to outstanding online and 24/7 claim services. Get a free quote by calling today or call 1-855-483-2149.


A Sea West Real Estate Loan Representative can help you understand the loan process and assist you in selecting the best loan to fit your needs. In addition, our loan agents are specially trained to help make the process a little easier.


There are 3 ways to apply:


  • Apply Online Now
  • Complete and print a Mortgage Loan Application and return it to us by mail or fax at (510) 434-6090.
  • Call for a real estate loan package. Completed loan packages can be returned by mail or faxed to (510) 434-6090.


TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.