Other Loans

Share/Certificate Secured Loans – Apply Now


Members can borrow against money they have on deposit with Sea West. The Annual Percentage Rate (APR) for share pledged loans is 2% greater than the highest rate paid by the credit union. The annual percentage rate for certificate pledged loans is 2% higher than the certificate rate on the pledged certificate. For more information, please call 800-SEA-WEST (732-9378).


Homeowner’s Vehicle Loans – Apply Now


Are you in the market for a new or used car? Sea West may help you save on your income taxes with a homeowner’s vehicle loan. Because your home is used as collateral, interest on a homeowners vehicle loan may be tax deductible.* With Sea West’s fixed rate homeowner loan program you may also finance New or Used Recreational Vehicles and Boats. With a one-time application fee of $65.00, you can save in a variety of ways.


You will be able to:


  • Borrow on your principal residence or vacation home.
  • Avoid appraisal fees or title search fees.
  • Refinance your higher rate vehicle loan held by another financial institution to get a tax break.*
  • Obtain the same low interest rates and convenient financing terms, as the credit union’s other vehicle loans.
  • Receive the same friendly and personalized service that you always get as a valued member of Sea West.
  • Put the “brakes” on your finance charges, and get the tax-break you deserve.


Take advantage of a homeowner’s vehicle loan from Sea West today. For more information on our Homeowner’s Vehicle Loan program, call a Loan Services Representative at 800-SEA-WEST (732-9378).


* Whether or not the finance charges will be deductible depends on your individual circumstances. We recommend that you consult a tax advisor regarding the possible tax deductions of the interest payments.

We will be closed on Monday, May 27th, for Memorial Day. Please join us and honor those who have given the ultimate sacrifice.