Other Loans

Share/Certificate Secured Loans – Apply Now


Members can borrow against money they have on deposit with Sea West. The Annual Percentage Rate (APR) for share pledged loans is 2% greater than the highest rate paid by the credit union. The annual percentage rate for certificate pledged loans is 2% higher than the certificate rate on the pledged certificate. For more information, please call 800-SEA-WEST (732-9378).


Homeowner’s Vehicle Loans – Apply Now


Are you in the market for a new or used car? Sea West may help you save on your income taxes with a homeowner’s vehicle loan. Because your home is used as collateral, interest on a homeowners vehicle loan may be tax deductible.* With Sea West’s fixed rate homeowner loan program you may also finance New or Used Recreational Vehicles and Boats. With a one-time application fee of $65.00, you can save in a variety of ways.


You will be able to:


  • Borrow on your principal residence or vacation home.
  • Avoid appraisal fees or title search fees.
  • Refinance your higher rate vehicle loan held by another financial institution to get a tax break.*
  • Obtain the same low interest rates and convenient financing terms, as the credit union’s other vehicle loans.
  • Receive the same friendly and personalized service that you always get as a valued member of Sea West.
  • Put the “brakes” on your finance charges, and get the tax-break you deserve.


Take advantage of a homeowner’s vehicle loan from Sea West today. For more information on our Homeowner’s Vehicle Loan program, call a Loan Services Representative at 800-SEA-WEST (732-9378).


* Whether or not the finance charges will be deductible depends on your individual circumstances. We recommend that you consult a tax advisor regarding the possible tax deductions of the interest payments.