Purchase, Refinance, or Get Pre-approved for a Vehicle Loan with Sea West!

Autos, motorcycles, boats, and RVs, we help our members get into the vehicle they want at the rate they deserve.

Wherever your journey takes you—slopes, dunes, or open water—Sea West makes financing your recreational vehicle simple and stress-free. Our military-tailored loans offer flexible terms and competitive rates, ensuring you can focus on the adventure ahead rather than the details of financing. Whether purchasing an ATV, Boat, Motorcycle, RV, or anything in between, we provide financing options designed to fit your needs.

What You Get When You Finance with Sea West

Benefits

  • Competitive Rates

  • No pre-payment penalties

  • Finance 80% to 100% of the purchase price

Exclusive Military Loan Discounts

Thank you for your service! On top of our already low rates, Sea West members who are active duty or retired military members can qualify for a 0.25% discount off the published rate.

Not Active Duty or Retired Military?

Non-Military Service Sea West Members can also qualify for a loan discount with:

  • Direct deposit to a Sea West Checking Account

  • Automatic loan payments

Auto Loan Rates

Rates current as of 6/12/2025

Auto Loan
Description Best APR* Term
New Auto 4.48%* 36 Months. Other rates and terms available
Pre-Owned Auto – Up to 7 model years old 5.48%* 36 Months. Other rates and terms available
Contemporary Auto – 8 to 25 years old 7.78%* 24 Months. Other rates and terms available

  • *APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a Sea West checking account and automatic loan payments. Discounts cannot be stacked. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.

    Rates are subject to change without notice.