As a cooperative, not-for-profit financial organization, Sea West puts members first. Account fees charged to members are significantly lower than practically all other financial institutions.
Effective October 1, 2025
| TYPE | AMOUNT |
|---|---|
| FREE SERVICES | |
| Free Checking for Active Duty and Veterans | Free |
| Temporary checks (up to 4 sets of 4) | Free |
| Credit or Debit Card Replacement | Free |
| Manual Check Processing | Free |
| Point of Sale (POS) Domestic Transaction | Free |
| Online Banking and Bill Pay | Free |
| Mobile Banking & Deposit | Free |
| Account Alerts | Free |
| Electronic Statements | Free |
| Account Verification & Address Locator | Free |
| Traditional & Roth IRA Savings Balances above $100 | Free |
| Notary Service (Sea West Documents) | Free |
| Receipts Mailed | Free |
| In-Branch transactions | Free and Unlimited |
| ATMS | |
| Sea West ATM Transactions | Free |
| CO-OP Network ATM Withdrawals | Free |
| Non CO-OP Network ATM Withdrawals | 4 Free/month |
| ATM Charge on non-CO-OP ATMs (over 4 per month) *Waived if average savings balance is greater than $5000 |
$2 |
| ADDITIONAL SERVICES | |
| Interest Checking with average daily balance or direct deposit of $300 | Free |
| Monthly Maintanance Fee *When minimums are not met |
$7 |
| Check Copies *More than 2 per month or older than 6 months |
$2 |
| Personalized Check Printing | Varies |
| STOP PAYMENTS | |
| Stop Payment on Official Check | $20 |
| Stop Payment on ACH or Zelle® | $20 |
| Stop Payment Cancellation | Free |
| DEBIT CARDS | |
| Foreign Debit Card Transactions | 1% |
| NON-SUFFICIENT FUNDS (NSF) CHARGES | |
| ACH Returned NSF | $25/item |
| NSF Returned Deposit Check | $18/item |
| NSF Item Paid | $25/item |
| NSF Share Draft/Check Return | $25/item |
| Overdraft Transfer from Credit Line | $5/item |
| Overdraft Transfer from Savings | $5/item |
| GENERAL FEES AND CHARGES | |
| Account Research | $7.50/15 minutes |
| Cashier or Teller Check | $5 |
| Low Balance/Inactive Account | $6/quarter |
| Medallion Signature Guarantee | $5 |
| Excessive Savings Withdrawals | $10 |
| WIRE TRANSFERS | |
| USA - Domestic Outgoing | $20 |
| International - Plus Other Institution Charges | $25 |
There may be other fees associated with products and services you use that are not routine and are not included in this Fee Schedule. You will be advised if a fee, not listed on the Fee Schedule, applies.