Checking Accounts
Every Checking Comes Loaded with Benefits
At Sea West, we give you several options for checking accounts, and each comes with plenty of free features:
An accepted-everywhere debit card
Access to thousands of free ATMs through the CO-OP network.*
Free Checking
This special checking account for Active-Duty Military & Honorably Discharged Veterans comes with:
Benefit #1
No minimum balance or monthly fees*
Benefit #2
One box of personalized, basic style checks per year
Benefit #3
Four free out-of-network ATM transactions per month
Sea West Debit Card
All Sea West Checking Accounts come with a free Mastercard® Debit Card. Plus, we’ve partnered with the CO-OP Shared Branch Network to provide you with access to over 30,000 ATMs nationwide.
Benefit #1
Mastercard® Debit Card
Benefit #2
EMV Chip for Security
Benefit #3
Free Sea West and CO-OP ATMs
Not Active-Duty Military or a Veteran? Choose our Dividend Checking Account!
Dividend Checking Account Benefits | Benefit Details |
---|---|
Opening Deposit | $100 |
Write Unlimited Checks with No Per Check Charge | Yes |
Monthly Fee | $7.00 |
Balance Required to Avoid a Fee | $300 average daily balance OR Direct Deposit of at least $300 per month to your Sea West account. |
Dividends Earned | Yes, on average daily balances over $100 |
Automatic Transfers | Free and unlimited |
Check Safekeeping | Yes |
View Cancelled Checks Online | Yes |
Ready to Get Started?
Chart your Course with a Sea West Checking Account—it’s Easy! Set sail online by clicking the button, drop anchor at a branch or contact our call center at (800) SEA-WEST.
Savings and Certificates
A Better Way to Save
As a not-for-profit, member-owned credit union, we’re not beholden to external shareholders or Wall Street pundits—that’s what lets us offer such great savings rates. We know that when you succeed, we succeed.
Hard-to-beat dividend rates
No Monthly fees or charges
Federally insured up to $250,000
Regular Savings
At Sea West, we make it easy to manage your money with a savings account, so you can keep focus on your goals. Enjoy unfettered access to your account from anywhere, land or sea.
Term Share Certificate
A Certificate from Sea West is one of the easiest, safest ways to start investing, since your rate of return is 100% guaranteed. Simply agree to leave your money untouched for a specific amount of time (or term), and we’ll reward you with a stellar dividend rate.
You can pick the time frame that works best for you and then watch your money add up. We also have special options to bump up your rate.
2-Year+ Certificates: One-time rate increases for balances of $2,500 or more.
5-Year Certificates: Option to add to your deposit once during the term.
Holiday Club
A Holiday Club Account can help you save throughout the year, without much extra effort. Just set up small, regular transfers and then forget about them. That way, when the holidays roll around, you’ll be more than ready. It’s kind of like finding extra money in your jeans a few months later.
Set up easy automatic transfers.
Access your funds at any time of the year. By November 1, your funds will automatically be transferred to your savings account.
Next holiday season, give yourself a worry-free shopping spree.
Youth Savings and Checking Accounts
We’re Big Believers in Starting Young
Having a savings or checking account means independence, knowledge, and a comfy financial future. Get set up for success when you open one.
Fantastic dividend rates (up to 10%)
Teen-friendly mobile app
Easy monitoring with joint accounts and Online Banking
Kid Savings
Saving should be exciting. Start your kid off right with high dividend rates and exceptional service. They’ll smile every time you help them check their balance.
$5 monthly minimum balance
No monthly fees*
10% dividend rate on balances up to $1,000
No extra fees
Youth Savings
Save for college, your first car, or just your favorite gaming console. Earn a killer savings rate on your first $2,500.
Ages 13-17
5% dividend rate on balances up to $2,500
Sleek mobile app
Youth Checking
You’re a teenager now. You deserve your own checking account. We can also set you up with a debit card for easy spending.
Ages 13-17
No monthly fees*
$5 monthly minimum balance
ATM withdrawal of $200 & POS of $500 per day
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Consult our Member Handbook and Fee Schedule for other applicable charges.