Checking Accounts

Every Checking Comes Loaded with Benefits

At Sea West, we give you several options for checking accounts, and each comes with plenty of free features:

Free Checking

This special checking account for Active-Duty Military & Honorably Discharged Veterans comes with:

Benefit #1

No minimum balance or monthly fees*

Benefit #2

One box of personalized, basic style checks per year

Benefit #3

Four free out-of-network ATM transactions per month

Sea West Debit Card

All Sea West Checking Accounts come with a free Mastercard® Debit Card. Plus, we’ve partnered with the CO-OP Shared Branch Network to provide you with access to over 30,000 ATMs nationwide.

Benefit #1

Mastercard® Debit Card

Benefit #2

EMV Chip for Security

Benefit #3

Free Sea West and CO-OP ATMs

Not Active-Duty Military or a Veteran? Choose our Dividend Checking Account!

Compare Checking Accounts
Dividend Checking Account Benefits Benefit Details
Opening Deposit $100
Write Unlimited Checks with No Per Check Charge Yes
Monthly Fee $7.00
Balance Required to Avoid a Fee $300 average daily balance OR Direct Deposit of at least $300 per month to your Sea West account.
Dividends Earned Yes, on average daily balances over $100
Automatic Transfers Free and unlimited
Check Safekeeping Yes
View Cancelled Checks Online Yes
 

Ready to Get Started?

Chart your Course with a Sea West Checking Account—it’s Easy! Set sail online by clicking the button, drop anchor at a branch or contact our call center at (800) SEA-WEST.

Savings and Certificates

A Better Way to Save

As a not-for-profit, member-owned credit union, we’re not beholden to external shareholders or Wall Street pundits—that’s what lets us offer such great savings rates. We know that when you succeed, we succeed.

  1. Hard-to-beat dividend rates

  2. No Monthly fees or charges

  3. Federally insured up to $250,000

Regular Savings

At Sea West, we make it easy to manage your money with a savings account, so you can keep focus on your goals. Enjoy unfettered access to your account from anywhere, land or sea.

Term Share Certificate

A Certificate from Sea West is one of the easiest, safest ways to start investing, since your rate of return is 100% guaranteed. Simply agree to leave your money untouched for a specific amount of time (or term), and we’ll reward you with a stellar dividend rate.

You can pick the time frame that works best for you and then watch your money add up. We also have special options to bump up your rate.

  1. 2-Year+ Certificates: One-time rate increases for balances of $2,500 or more.

  2. 5-Year Certificates: Option to add to your deposit once during the term.

 
 

Holiday Club

A Holiday Club Account can help you save throughout the year, without much extra effort. Just set up small, regular transfers and then forget about them. That way, when the holidays roll around, you’ll be more than ready. It’s kind of like finding extra money in your jeans a few months later.

  1. Set up easy automatic transfers.

  2. Access your funds at any time of the year. By November 1, your funds will automatically be transferred to your savings account.

  3. Next holiday season, give yourself a worry-free shopping spree.

Youth Savings and Checking Accounts

 

We’re Big Believers in Starting Young

Having a savings or checking account means independence, knowledge, and a comfy financial future. Get set up for success when you open one.

  1. Fantastic dividend rates (up to 10%)

  2. Teen-friendly mobile app

  3. Easy monitoring with joint accounts and Online Banking

Kid Savings

Saving should be exciting. Start your kid off right with high dividend rates and exceptional service. They’ll smile every time you help them check their balance.

  1. $5 monthly minimum balance

  2. No monthly fees*

  3. 10% dividend rate on balances up to $1,000

  4. No extra fees

Youth Savings

Save for college, your first car, or just your favorite gaming console. Earn a killer savings rate on your first $2,500.

  1. Ages 13-17

  2. 5% dividend rate on balances up to $2,500

  3. Sleek mobile app

Youth Checking

You’re a teenager now. You deserve your own checking account. We can also set you up with a debit card for easy spending.

  1. Ages 13-17

  2. No monthly fees*

  3. $5 monthly minimum balance

  4. ATM withdrawal of $200 & POS of $500 per day

  • Consult our Member Handbook and Fee Schedule for other applicable charges.