Be Ready for Anything
Personal loans can be used for any big need that might be coming up in your life, from last-minute repairs to that vacation you’ve always dreamed about.
At Sea West, we’re looking out for your best interest (pun intended). Our low rates and comfortable payments help you keep more in your pocket each month. And for new Military & Coast Guard members, we offer a 0.25% discount off the published rate. Existing members can also get 0.25% off the published rate with Direct Deposit to a Sea West checking account and automatic loan payments.
Competitive low rates
Generous terms
Affordable monthly payments
Exclusively from Sea West – Permanent Change of Station (PCS) Loans
We understand the unique demands of service life brings. Sometimes, unexpected costs come with a PCS transfer. We offer special funding for transfer season, far below regular rates for qualifying personnel. Borrow up to $2,500 for 12 to 24 months, with rates starting at 3% APR*.
Protection When You Need It
We offer optional payment protection on all our personal loans. If something happens to you that makes it impossible to pay back your loan (such as disability), we’ll forgive the remaining balance.
| DESCRIPTION | BEST APR* | TERM |
|---|---|---|
| Personal Loan | 9.96%* | 12 Months. Other rates and terms available |
| Savings Secured Loan | Highest Dividend Rate Paid on Regular Savings Plus 2% | 12, 24, 36, 48, 60 Months |
| Line of Credit/Overdraft Protection | 14.00% | Revolving |
| PCS Loan | 3.00% | 12, 24 Months |
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*APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked and do not apply to PCS loans. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.
Rates are subject to change without notice.