3.99% Introductory HELOC Rate with New Max Loan Amount: $500,000

You have worked hard to build equity in your home; now let it work for you!

A Home Equity Line of Credit (HELOC) gives you flexible access to your funds whenever you need them. Whether you’re planning a remodel, consolidating bills, or preparing for future expenses, a HELOC gives you the financial breathing room to move forward confidently.


 

Flexible Access to Funds

Houses are big investments, and home equity loans and lines of credit let that investment do some heavy lifting. Remodel that kitchen, consolidate high-interest debt, or pay for college tuition. Your interest might be tax-deductible (consult a tax adviser), and because the loan is backed by your house, you get incredibly low rates.

 

Home Renovations

Finance upgrades, repairs, or remodels to increase comfort, functionality, and long-term home value.

Bill Consolidation

Combine high-interest debts into one manageable payment, potentially lowering monthly costs and simplifying finances.

Emergency Funds

Access flexible funds for unexpected expenses like medical bills, urgent repairs, or sudden income changes.

Education Expenses

Cover tuition, books, certifications, or training programs to invest in your future earning potential.


 

OPEN A SEA WEST HELOC TODAY

Access your home’s equity today. Have all your questions answered by our team of knowledgeable home specialists.

 
  • *Closing costs can and do vary based on housing type, loan amount and other factors. For an accurate estimate of these costs, please contact our Real Estate Department for a Good Faith Estimate for your loan scenario.

    (g) Adjustable Rate, the initial rate will be 3.99% for the first 6 months, thereafter will adjust monthly to match the Prime Rate at that time. Prime Rate is currently 6.75%, initial APR is estimated to be 6.778% based on the maximum loan amount of $500,000. The minimum rate of 4.5% (floor) and maximum rate of 16% (ceiling). Payments are "Interest Only" during the draw period of 10 years, then amortized principal and interest for the remaining term of 15 years. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply.